Business Insurance

Business insurance helps your business to recovery the damages covered by your policies.  All businesses should insure against risks—such as fire, theft, natural disaster, legal liability, automobile accidents, and the death or disability of key employees.

Most common types of risks in businesses are property losses; legal liability for property, products, or services; the injury, illness, disability, or death of key employees; and the interruption of business operations and income due to the occurrence of these other losses.

Property:
The types of property losses include theft, physical damage, and loss of use.  The Business Property Insurance coverages may include the cost of the properties and/or the cost to replace them.  The properties can be buildings, fixtures, furniture, office equipment, vehciles, inventory, the supplies, computers, peripheral devices and media either at your business location or off-site.

Employee Benefits:
Employee benefits include workers' compensation, life and medical insurance for the employees.  Special insurce coverage can be purchased for the key persons of the companies.  Some of those insurance are mandatory by most of the states.

Transpotation:
Transportation Insurance provides coverage for property damage or destruction of an insured's property, and liability exposure of an insured for damage or destruction of someone else's property under his or her care, custody, or control, while the property is transiting from one place to another. The insured (shipper) needs this insurance because the carrier (who can also be the insured and purchase inland marine insurance) may be found not at fault for damageto a property; or the carrier may not have any insurance or adequate insurance.

Antique Dealers:
Antique Insurance policies provide you converage againt the lose and damage of the antique, collectibles, and fine arts.  Unlike the other types of properties, the values of these articles increase as they age.  Antiques insurance is hard to place values on these treasures.  Some antiques insurance providers will offer access to an unbiased third party entity that will work for the insurer and you as the collector to insure that your antiques insurance takes all of the unique factors into consideration that are associated with your specific type of collection.

Other type of business insurance incude Legal Liability, business interruptions, business opperunity plans, e-commerce insurance, rental properties, home business, etc.  For more information, please contact us at toll free 1-877-681-3195, or email us at info@intwonins.com.  Or fill out the online quote request form at http://www.intownins.com/request_for_quote.php.