Condominium Insurance Policy Information and Explanations

The Condominium Policy is an additional coverage based on their Condominium Association's Master policy, if any.
Most of the Condominium Associations have this policy because it can be more cost-effective for the residents.
A typical Condominium Association's Master policy may cover all the building and common elements, and the association's liability insurance.

Condominium Policy Options:
You have optional coverages in aditional to the Condominium Association's Master policy:

• The building structure
• Items not covered by the association master policy that may be your insurance responsibility.  The value of building additions or alterations made by you, at your expense.
• Value added (If you've put in a better quality carpet than was originally there, for example, this coverage would make up the difference in case of loss).
• Damage to your unit not compensated because of the master policy deductible, like a break in, water damage to your living room walls, or someone injuring themselves slipping on your wet kitchen floor.
• That's why you need condominium insurance designed specifically for condo or co-op owners.
• Fire or Lightning, Windstorm
• Smoke or Accidental Discharge of Water
• Theft, Vandalism or Malicious Mischief
• Any improvements you've made to the property

For more information, please contact us at toll free 1-877-681-3195, or email us at info@intwonins.com.  Or fill out the online quote request form at http://www.intownins.com/request_for_quote.php.